Consumer laws Laws that protect you when buying from, or sharing your information with, businesses selling in New Zealand, including online retailers. It’s always a good idea to know a little bit about the law, particularly when buying goods and services. Consumer Guarantees Act Your consumer rights if there’s a problem with a product or …
Building a budget is an involved process and it’s easy to forget a few dollars here and there even if you’ve done it dozens of times before.
Are you on track to get $521 from the government? Wouldn’t it be great to get an extra $521 into your KiwiSaver? That’s how much you stand to gain from paying enough into your KiwiSaver account to gain the full government contribution each year. How does it work? Put a dollar into KiwiSaver and the …
We’re BIG on Customer Service and one thing we love is feedback and we get a lot of it. Every month we receive hundreds of loan applications and many messages of thanks and appreciation.
Do you have any Questions? We’ve got a fairly comprehensive FAQ’s page that can answer just about anything in relation to our loans and service. In summary, you can find the answers to the following: Applications What happens once I have completed the Application? You have approved my loan, what happens now? What happens once …
A wealth of Benefits – Vegan Diet A vegan diet is extremely beneficial for animals and the planet, but you’ll also notice a myriad of health benefits when you adopt a plant-based diet! It’s no secret that adopting a vegan diet can provide a wealth of benefits for the environment around us. This is because …
Tips for keeping stress in check Feeling stressed? If so, you can blame evolution — at least in part. “In the old days, humans used to live with these very immediate threats,” says Patricia Normand, MD, a psychiatrist at the Rush University Medical Center. “If a saber-toothed tiger was coming at you, you needed to …
Discipline yourself to do what you know you need to do to be the very best in your field. Perhaps the best definition of self-discipline is this: “Self-discipline is the ability to make yourself do what you should do when you should do it, whether you feel like it or not.” It is easy to …
Nutrition 101: Good eating for good health Turn on your TV, open a newspaper, or boot up your computer and you’re bound to get some confusing news about diet and health. Don’t let it drive you to distraction — or to the cheesecake shop. Instead, remember four key facts: What you eat affects your appearance, your …
Happy Star Wars Day Star Wars Day, May 4, celebrates George Lucas’s Star Wars media franchise. Observance of the commemorative day spread quickly through media and grassroots celebrations. The date was chosen for the pun on the catchphrase “May the Force be with you” as “May the Fourth be with you”. Revenge of the Fifth/Sixth …
Apply in just 2 minutes and have an answer within 1-2 hours*. Once approved, funds are deposited in your account the same day*.
*Subject to responsible lending checks.
1. Loansmart Limited trading as Auckland Loans is a NZ registered Financial Service provider – FSP Number 7461 and a member of Financial Services Complaints Ltd – our FSCL Number is 617.
2. * Rates of 8.95% subject to lending criteria and eligibility. 1-hour approval and same day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. Terms of 120 months are only available on secured loans. Unsecured loans offer terms of up to 84 months.
3. You are protected by responsible lending laws. Because of these protections, the recommendations given to you about lending through Auckland Loans are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.
4. An establishment Fee of $195 to $495 will apply to loans through Loansmart where Loansmart is the lender. Brokered loans will have a broker fee charged which varies between lenders and will be discussed with you. These fees are added to your loan amount and paid to us by the provider unless you wish to pay direct.
