Auckland Loans

Interest Rates from 9.95%*

Auckland Loans

About Us

Auckland Loans is a Finance Broker providing loans to consumers in the Auckland Region. Taking out a loan can be a stressful and confusing experience. There are so many different types of loans, with a wide range of interest rates and repayment options to choose from. Our philosophy is quite simple: provide competitive loans as quickly as possible without stressing out our customers! We make it quick and easy to apply online, find our your eligibility today!

Auckland Loans is a trading name of Loansmart Limited, and Loansmart has a class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide Financial Advice. With 15 years of experience, you can rest assured that we know what we are doing and look forward to providing you with great service and a great deal to match.

You can view the Loansmart Disclosure Statement here

Loansmart is an Associate Member of the Financial Services Federation, we support and promote responsible behaviour when providing financial services to New Zealanders. Here are links to the Responsible Lending Guidelines and The Code of Responsible Borrowing.

Auckland Loans

Fast, Smooth Loans

Our goal is to provide competitive loans as quickly and smoothly as possible. We aim to approve and pay out your loan the same-day*, without any undue stress or drama.

*Subject to responsible lending checks and lending criteria.

We Value You

Every customer matters to us and for this reason we go out of our way to provide you with the very best lending experience. We achieve this by making the lending process as hassle-free as possible and by offering great solutions tailored to your needs.

We Provide More Options

Our goal is to be your first choice for all your borrowing needs, from personal loans to debt consolidation. Each customer’s borrowing situation is different, so we offer a wide range of products. The majority of our customers can find great solutions through us.

We Are A Low Cost Lender

The interest alone charged by high-cost lenders is more than 50%. Current interest rates range from 9.95% to 35.50%. We sometimes offer lower interest rates than banks on unsecured loans.

Our Loan Calculator can help you get an idea of what our loans cost, but remember that everyone’s financial situation is different. You may pay more or less than this example. Find out what rate would apply to you by applying online or calling us.

Auckland Loans does not offer short-term loans, all of our loans have terms between 6 and 84 months. Terms and conditions apply.

Current interest rates on offer range from 9.95% APR (Annual Percentage Rate) to a maximum APR (Annual Percentage Rate) of 35.50%. Rates are determined by your credit history, the security offered (if any), and your overall credit profile.