Interest Rates from 9.95%*

Personal Loans

*Subject to responsible lending
checks and lending criteria.

Easy Online Application
Rates From 9.95%*
Fast Loan Payout

Auckland Loans

Fast Loans Online

Low Cost Lending Tailored To You

At Auckland Loans, we strive to make local lending easier. Our purpose is pretty simple: provide competitive loans as fast as possible without stressing out our customers! Use our online application service and sign up today with our low establishment fee.  

We specialise in lending to Auckland-based consumers without the drama usually associated with borrowing money. We believe access to cash loans should not be difficult, so long as you can afford your monthly repayments. That’s why we have made it our mission to make the lending process as simple, quick and easy as possible. Regardless of your situation or how much you need, we make it our goal to find the perfect loan option for you.

Even better, we are a low cost lender, which means our rates are highly competitive. You may qualify for a personal loan interest rate as low as 9.95%*, depending on your circumstances. It costs nothing to see what rate you might qualify for.

You’ll get more low-cost loan options and the support of a friendly, local team. Apply online or give us a call.

*Subject to responsible lending checks and lending criteria.

Get a better deal with Auckland Loans

More Loan Options & Competitive Rates

  • Unsecured loans up to $75,000
  • Secured loans up to $150,000
  • Larger loans by application
  • 6 – 84 months to pay
  • Many loans are approved in 1 – 2 hours*
  • Debt consolidation to save money and make payments easier – you may even qualify for a top up.

Applying for a loan with Auckland Loans is easy! Simply fill out our 2 minute online application form and one of our loan consultants will be in touch with you. We offer a range of loan options to meet your needs. Our goal is to secure the best loan for you at payments you can afford.

We move fast to get your loan approved faster. We keep you fully informed throughout the entire loan process until the funds are deposited into your account. You can also reach out to us at any time to discuss your lending needs throughout the duration of your loan.

**Subject to responsible lending checks and lending criteria.

Why Auckland Loans?

Lower Rates, Faster Service, Easy Process

Our work at Auckland Loans is guided by a few goals that have earned us a reputation for excellence. Because we know you have a choice, we have provided a few reasons for choosing us:

  • We provide low-cost loans starting at 9.95%*
  • We find solutions for most borrowers
  • We present you with more options
  • We look for ways to keep your repayments affordable
  • We try to help people with bad credit
  • We move fast, and aim to offer same-day approvals*
  • We make it easy to apply and keep it 100% online!

*Subject to responsible lending checks and lending criteria.

How Quickly Can I Get A Loan?

What Would You Like To Apply For?

Our team of loan consultants is one of the most experienced in the country, and we go above and beyond to find great solutions for our clients.

Regardless of your situation or how much you need, we make it our goal to help you. We can even offer interest rates lower than banks and other finance companies in some situations. 

*Subject to responsible lending checks and lending criteria.

* Fixed interest rates range from 9.95% p.a. to a maximum of 35.50% p.a. on a minimum 6 months to a maximum 84-month term. Fees apply.

Example: A loan of $10,000 over 60 months at 12.95% has a Lender Establishment Fee of $215, a Loansmart fee of $745 and a weekly payments of $57.33. The total amount payable is $14,906.36. This equates to an Annual Percentage Rate (APR) of 17.12%

If you need, you can always use our loan calculator for free!