Interest Rates from 8.95%*

Personal Loans Auckland

Your First Choice in Lending

Easy Online Application
Rates From 8.95%*
Fast Loan Payout

Auckland Loans

Loans That Are Fast, Fair and Affordable

Low Cost Lending Tailored to You

Hello and Welcome to Auckland Loans!
Our philosophy is quite simple: provide competitive loans as quickly as possible without stressing out our customers! We believe access to cash should not be difficult, so long as you can afford your repayments. That’s why we have made it our mission to make the lending process as quick and easy as possible. Receiving a Cash Loan in Auckland is quicker than ever with us!
Even better, we are a low cost lender, which means our rates are highly competitive. You may qualify for a personal loan interest rate as low as 8.95%, depending on your circumstances. It costs nothing to see what rate you might qualify for.
Apply online or give us a call.

All types of borrowers can apply for our loans

What Would You Like To Apply For?

Our lending team is one of the most experienced in the country and we go above and beyond to find great solutions for our clients. Regardless of your situation or how much you need, we make it our goal to help you.
We can even offer interest rates lower than banks and other finance companies in some situations. 

Why Auckland Loans?

Lower Rates, Faster Service, Easy Process

Our work at Auckland Loans is guided by a few goals that have earned us a reputation for excellence. Because we know you have a choice, we have provided a few reasons for choosing us.

  • We provide low cost loans starting at 8.95%
  • We find solutions for most borrowers
  • We present you with more options
  • We look for ways to keep your repayments affordable
  • We help people with bad credit
  • We move fast, and aim to offer same day approval*
  • We make it easy to apply and keep it 100% online! 

*Subject to responsible lending checks.


*Subject to responsible lending checks.

* Fixed interest rates range from 8.95% p.a. to a maximum of 29.95% p.a. on a minimum 6 months to a maximum 120 month term. Fees apply.
Example: A loan of $10,000 over 60 Months at 9.95% has fees totalling $495 and a total repayment of $13,254.00 which equates to 60 monthly payments of $220.90. This equates to an Annual Percentage Rate (APR) of 12.05%. If you need, you can always use our loan calculator for free!


Frequently Asked Questions

What is an urgent cash loan?

Life is unpredictable and it keeps throwing unexpected curveballs in our path. Any situation may arise anytime when we need quick cash to tide over the emergency. And that’s when urgent cash loans come in.

As the name suggests, urgent cash loans are processed on an “urgent” basis and are often sanctioned within the same day, and the cash is deposited promptly.

With banks and other conventional financial organizations, getting a loan is a lengthy process and it does not fit emergency situations well. For such emergencies, companies like Auckland Loans provide urgent cash loans to save the day.

Find More FAQs!