Auckland Loans

Interest Rates from 9.95%*

Auckland Loans

Fast Approval Loans

Get approved faster with our easy online approval process

Auckland Loans is your local team with world-class service.

By using the latest technology and a team of savvy loan advisors, we’re able to say yes more often, and more quickly.
It takes just 2 minutes to apply, and we’ll let you know if you’re approved in just 1-2 hours*. Funds will be deposited into your account the same day*.

*Subject to responsible lending criteria.

More options and competitive rates - get a better deal with Auckland Loans


Auckland Loans

Get fast service from a friendly, local team

At Auckland Loans, we want to make borrowing enjoyable for you. That’s why we work hard to make the process so simple and hassle-free!

  • Easy 2-minute online application
  • Same-day approval*
  • Borrow up to $75,000 unsecured
    Debt consolidation and bad credit loans
  • Loan options from multiple lenders
  • Rates starting from 9.95%
  • Loan terms from 6-84 months

*Subject to responsible lending checks and criteria

Loans Approved Fast

Need cash in a hurry? You’ve come to the right place.

Auckland Loans understands that sometimes life throws you a curveball and you need money quickly.

We specialise in providing fast cash loans that are also low-cost. Our local team works smarter to find positive outcomes no matter what your situation is.

  • Get approved faster with our easy online approval process
  • No paperwork or appointments makes borrowing quick and easy
  • Our team gets to know you so we can offer tailored solutions
  • Fast local service – we say yes more often!

Online loans done the right way

Being 100% online is one of the reasons Auckland Loans moves so fast.

You don’t have to fill out time-consuming paper forms or schedule appointments.

Everything we do is digital, even checking your bank statements. Just give us access through our portal, and we’ll do it for you.

We’re an online loan broker so we’re able to do what we do best – find you great low-cost loans while you’re busy doing other stuff.

The right way to get hassle-free loans.

How much can I borrow?

Auckland Loans offers two different types of loans: secured and unsecured.

Secured loans require collateral – an asset like a car – as security against the loan. Interest rates are often lower because there is less risk involved to the lender.

Most of our lending is unsecured, meaning no security is taken out against the loan. This type of loan is much faster for us to approve because no assets need to be valued.
With an unsecured loan through Auckland Loans, you can borrow up to $75,000.

Find out how much you could borrow and what your repayments would be with our free online loan calculator.

Rates and Terms Tailored For You

At Auckland Loans, we use our network of lenders to find you the best deal.

As loan brokers, you just make a single loan application. We put that in front of multiple lenders to get you better loan options.

This is great not only because your loan will cost you less, but it saves you from making multiple loan applications, which can harm your credit score.

On top of that, multiple lenders means more chances of approval. That’s why we say yes more often!

Bad Credit? No Problem

Need a fast loan but have bad credit? We can help you with that.

Auckland Loans works with clients with bad credit to help them get into a better financial position.

Having a poor credit score isn’t a deal breaker for us. When we assess your loan application, we consider your entire financial situation, including your income.

If you earn enough, there’s a good chance we’ll be able to find a positive outcome for you.

Contact our friendly loan advisors for a free chat about your situation today.

Fast Loans FAQ's

What is a fast loan?

A fast loan is a type of personal loan that’s approved and disbursed to the client quickly, usually the same day they apply*. People often apply for fast loans when they need quick cash, instant approval, or an emergency loan.

*Subject to responsible lending criteria.

How can I apply for a fast loan?

We make it easy to apply online. A Loan Consultant will keep you informed until your loan is settled and the funds are deposited into your account.

Your application will be reviewed and we’ll find a loan that suits your needs. We work efficiently to process and pay out the loan as soon as possible.

What can I use a fast loan for?

Fast loans are great for pretty much anything you need money for, so long as it’s legal! Unexpected bills, bonds, emergency pet care, car repair loans, a new car. Whatever you need quick cash for, Auckland Loans is here to help.

When will I get my money?

As applications are processed first-come, first-served, it is best to apply early in the day, especially on days when applications are more plentiful – like before the weekend.

Funds will be deposited into your account once your loan is approved. The speed at which funds are available depends on the bank you are using. You may have access to funds immediately or the following day.

We will review the available loan options after receiving your application and help you choose one that meets your needs. In order to provide you with a high-quality lending experience, our team works efficiently to process and pay out the loan as quickly as possible.

Can I get a fast loan with bad credit?

Even if you have a poor credit score or payment history, Auckland Loans can help you borrow money.*

Low-cost lenders can offer you better repayment options and lower interest rates if your credit score is below average. With our experience, we’ve dealt with every type of lending situation and can provide affordable solutions.

*Subject to responsible lending criteria.