Small Cash Loans

Need A Small Cash Loan?

At Auckland Loans, we make small cash loans easy! You’ll love our fast local service, low rates, and hassle-free online process.

  • Rates from 9.95%
  • Approval within 1-2 hours*
  • Savvy local team
  • Same-day payout*
  • Personalised loan options

Enjoy a better borrowing experience with Auckland Loans. More options. Faster service. Higher approval rates. What more could you ask for?

*Subject to responsible lending criteria.

We all know that life is unpredictable, and so there are times when we need a small cash loan to cover those unexpected expenses. These could be things like extra bills, car repairs, vet bills, dental bills, or appliance repairs. Whatever the need, they always seem to arise when the cash is not available!

We understand that, which is why we provide small cash loans to help you cover unexpected expenses. Our friendly team can help you get the cash you need quickly.

An Auckland Loans loan application can be completed in just a few minutes and approved in 1-2 hours*. Payment occurs within 1 – 2 business days after approval*.

*Subject to responsible lending criteria.

Is A Small Cash Loan Right For You?

At Auckland Loans, we receive a lot of applications from people wanting to borrow small amounts of money, usually between $500 – $1000, to cover an unexpected expense.

But sometimes a small cash loan isn’t the right solution.

Here’s an example: Jeremy came to us wanting to borrow some money to fix his car, but he was already juggling several small loans, which all added up to $5000.

Rather than adding another small loan, a better solution was for him to consolidate his debts into one larger loan.

Taking out a larger loan meant he could get a better interest rate and save more money on his repayments, plus get the cash he needed to fix his car.

Why Small Cash Loans Aren’t The Answer

If you’re looking to take out a small loan, chances are you’ve already got a few loans already.

Small loans can be expensive because each one will have an establishment fee, and potentially have a high interest rate.

By combining your small cash loans into one bigger loan, you can:

  • Get a lower interest rate
  • Pay off other high-interest loans
  • Save on monthly fees
  • Lower your total loan repayments
  • Give yourself a bit of breathing room
    And get the money you originally needed

With Auckland Loans, you can borrow $5000 from as little as $55 per week!* All you have to do is apply online. One of our loan consultants will be in touch from there. Our minimum loan term is 6 months. Apply Today!

Auckland Loans: Better Local Lending

Applying for a loan through Auckland Loans only requires one application, which is great because multiple recent loan applications can hurt your credit score.

With us, you can apply to a number of lenders at once, with just one credit check. Your application goes to a greater number of low-cost lenders at the same time, which increases your chances of approval.

You get more options, competitive rates and a better deal with Auckland Loans.

Small Cash Loans FAQ's

What is a small cash loan?

A small cash loan is a personal loan that’s for a small amount, usually between $500 and $1000.

What can a small cash loan be used for?

You can use a small cash loan for whatever you want, as long as it’s legal! People get small loans for things like car repairs, travel, appliance repairs, pet bills, or anything else you need a bit of cash for.

What are your rates?

Our interest rates start at 9.95%. The actual rate you pay depends on a number of factors, such as your credit history, level of income, and existing debt.

How can I apply for a small cash loan?

We offer a simple and easy loan application process. An experienced Loan Consultant will provide you with updates and ensure you are kept up to date until your loan has been settled and funds have been deposited into your account.

As soon as we receive your application, we will review the available loan options and find one that meets your needs. We work efficiently to process and pay out your loan as quickly as possible.

We are committed to providing you with a high-quality lending experience.

When will I get my cash?

To be at the top of the queue, it is ideal to submit your application as early as possible in the day. As applications are processed on a first-come, first-served basis, it is suggested to submit your application as soon as possible.

Funds will be deposited into your account as soon as your loan is approved. The speed of the deposit depends on your bank. You may be able to access your funds right away or the next day.

We work efficiently to process and pay out the loan as quickly as possible after receiving your application.

How much can I borrow?

With Auckland Loans you can borrow up to $75,000 unsecured, and up to $150,0000 secured.

What will my loan term be?

Auckland Loans offers repayment options of 6 months to 84 months.

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