If you are looking for things like “no credit check loans online instant approval”, you likely have a bad credit score and are in need of money immediately.
Credit scores are what lenders use to decide whether or not to lend you money. Poor credit scores happen when you don’t pay your bills on time, don’t make your loan payments and apply for too many loans.
If you have a bad credit score, you can still get a loan, you just have to be careful about the type of loan you apply for.
Beware of high-cost payday loan companies
When you need money fast, payday lenders can be tempting. In most cases, payday lenders give you short-term loans at high-interest rates for small amounts to cover you until payday.
Due to those high-interest rates, when your next paycheck arrives, you may struggle to pay back the loan. If you extend the loan, the interest rate may increase, making it even more difficult to repay the loan.
In the long run, payday lenders can make your situation worse, so don’t use them. There are better options out there.
It's possible to get a loan even if you have bad credit
Some people feel they need to hide their bad credit from potential lenders. Perhaps you’re looking for “no credit check” lenders so they won’t find out about your bad credit.
Getting a loan with bad credit shouldn’t be a problem, because there are reputable lenders who will lend to people. Avoid lenders who offer “no credit check” loans since they generally have high-interest rates and bad terms.
You can get low-cost loans from Auckland Loans even if you have bad credit. Get in touch with us today to find out more.
Keeping your expenses under control
Having bad credit and needing a loan urgently means you’re probably spending more than you’re making. Maybe you’ve got other loans to pay off, while you’re paying daily living costs that keep going up!
It’s hard to get out of debt, and you’re not alone. You might consider a debt consolidation loan to help you get on top of your debts.
Auckland Loans helps people manage their money by combining their debts into one easy loan.
Fast loan approval
It’s no fun filling out long application forms when you need money fast. But with Auckland loans, our online application form only takes a few minutes.
Let us know your details and we will contact you to discuss your options.
The majority of Auckland Loans customers get approved within 1-2 hours, so you won’t be stuck waiting.
You don't need to apply to multiple lenders
You can hurt your credit score by applying to lots of lenders.
Auckland Loans does one credit check and then we present your application to multiple lenders on your behalf.
We give you options and recommend what we think is the best deal. You’re the one who makes the final decision, so you control your finances.
Having Auckland Loans apply to multiple lenders on your behalf means you won’t hurt your credit score by applying for a loan through us.
Finding the right lender
Choosing the wrong lender can make matters worse when you’re in a debt cycle.
It’s important to find someone who can help you improve your finances long-term while also helping you meet your urgent financial needs.
At Auckland Loans, we put our customers’ financial well-being first by providing fair and affordable loans that help them take control of their finances.
Talk to a consultant
Talking to an Auckland Loans consultant is a great way to get your finances straightened out.
Let our experienced and caring advisors help you find a solution that’s right for you. You can talk to us for free, so get in touch today.