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Auckland Loans

Interest Rates from 9.95%*

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Auckland Loans

Debt Consolidation Calculator

Try our Debt Consolidation Calculator to work out how much you could potentially save with a Debt Consolidation Loan. Multiple small, high-cost loans can end up costing a lot more than one larger low-cost loan. Make sure you’re not paying more than you need to. These payments are indicative only and calculated over a calendar year. Optional insurance and any establishment fees have not been included.

All loan quotes are subject to:

1- Full application details
2- The Lenders conditions at the time of application
3- Confirmation from an Auckland Loans representative

Use the fields below for an estimate of how much your monthly payments could be.

Current Balance Amount Monthly Payment


Weekly payments
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Auckland Loans does not offer short-term loans, all of our loans have terms between 6 and 84 months. 

Current interest rates on offer range from 9.95% APR (Annual Percentage Rate) to a maximum APR (Annual Percentage Rate) of 35.50%. Rates are determined by your credit history, the security offered (if any), and your overall credit profile.

I just wanted to say thanks Auckland Loans, everything you promised was delivered, great communication. Well done!
John T, Welsford
“Thanks for your patience and explaining all the options. Having all my debts covered has simplified my life and put me back on track.”
Paul G, Auckland
“Just had to let you know how impressed I was with your service. Easy online application, couple of emails and a quick trip to your office – sorted!”
Susan M, Auckland
“Finally a company that lives up to the promises on its website! Well done Auckland Loans you made the whole process very easy.”
Rachael Barnes, Hamilton
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Ready To Get Started?

Apply in just 2 minutes and have an answer within 1-2 hours*. Once approved, funds are deposited in your account the same day*.

*Subject to responsible lending checks and lending criteria.

Learn More About Us
or Call Us on 0800 255 155
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0800 255 155
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Important Information

1. Loansmart Limited (FSP #7461, trading as Auckland Loans) holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice, and is a member of Financial Services Complaints Ltd, our FSCL Number is 617.

2. It is free to complete an application. A fee to use our service is only applicable when you enter into a loan arranged by us.

3. *Rates of 9.95% are subject to lending criteria and eligibility. 1-hour approval and same-day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. We do not offer “short-term” loans, the terms offered by our providers range from 6 months to 84 months.

4. Annual Percentage Rate (APR): Also known as the ‘comparison rate’, the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees charged by providers). New Zealand law does not require APR disclosure, but doing so can better highlight borrowing costs.

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