Inspection tips Take your time and carefully examine everything you want to look at – not just what the seller shows you. Inspect the car on a dry sunny day if possible – it’s easier to see the visual clues to the car’s real condition. See our The older and cheaper the car, the more likely there will be something wrong,…
Be cash ready – get yourself a bargain When you go shopping for that car or another big-ticket item, sometimes it’s best to have the cash ready to drive yourself a bargain. As they say, “Cash is King”. A quick tip with car dealers After your loan with us is approved and you’ve got the cash in hand, don’t be…
Car Buying -12 Tips Buying a second-hand car can be a bit like navigating a minefield. Here are 12 tips for dodging the old bombs and clangers, and landing a genuine bargain. 1. CONSIDER GOING PRIVATE Car salespeople routinely score the lowest in “most trusted profession” surveys, mixing with other bottom-feeders such as journalists and politicians. The Dog and Lemon…
Goal Setting Motivation is the combination of internal and external factors that stimulate desire and energy to work for inner reasons that go beyond money and status. It is the individual and personalized vision of what it is essential in life. Motivation involves the biological, emotional, social, and cognitive forces that activate behaviour. It is the joy in doing something,…
Boxing Day sales: What you need to know about returns, refunds and unwanted gifts Boxing Day has cemented itself as one of the best days to go shopping in New Zealand – if not the busiest. Consumers will flock to shopping centres in search of the best retail deals, while others will scour the internet for hidden deals. And for…
A wealth of Benefits – Vegan Diet A vegan diet is extremely beneficial for animals and the planet, but you’ll also notice a myriad of health benefits when you adopt a plant-based diet! It’s no secret that adopting a vegan diet can provide a wealth of benefits for the environment around us. This is because producing meat and animal products…
Nutrition 101: Good eating for good health Turn on your TV, open a newspaper, or boot up your computer and you’re bound to get some confusing news about diet and health. Don’t let it drive you to distraction — or to the cheesecake shop. Instead, remember four key facts: What you eat affects your appearance, your energy and comfort, and —…
General Savings Tips to Save Money If you’re looking for some great ideas to save money, we’ve put together a few to get you started. They’re easy and you’ll enjoy the benefits quite quickly. Build an emergency fund. It can make all the difference. Low-income families with at least $500 in an emergency fund are better off financially than moderate-income…
Maintaining a regular yoga practice can provide physical and mental health benefits This coming year, why not learn about the different types of yoga and how it can be used as a tool to help you stay healthy. The purpose of yoga is to build strength, awareness and harmony in both the mind and body. While there are more than…
Fun Ideas for Christmas Day Three days away now and the presents will have been unwrapped, Christmas lunch eaten, the cleaning up done… so what then? How do you get the most out of your precious time as a family on Christmas Day? Here are 10 top ideas! If your family usually settles onto the couch in a food coma…