Auckland’s cost of living has climbed steadily over recent years, with housing, groceries, and everyday expenses placing pressure on monthly budgets.
How Auckland’s Cost of Living Shapes Your Budget—and When to Consider a Personal Loan Read More »
When emergencies strike, financial worries can add to an already stressful situation.
Emergency Loans: Fast, Local, and Reliable When You Need Money Today Read More »
If you have a bad credit history but need a new car, you may be worried about your chances of getting a loan.
Bad Credit Car Loans Read More »
At Auckland Loans, we make small cash loans easy! You’ll love our fast local service, low rates, and hassle-free online process.
When you’re in a tight spot and urgently need cash, the last thing you need is to wait for your loan to be approved.
Whenever you’re in the market for a personal loan, you want to find the loan with the lowest interest rate.
The Lowdown on Low Interest Personal Loans Read More »
For people who need a bit of cash quickly, short-term loans are a good option.
Short Term Loans: The Ultimate Guide Read More »
Using a loan broker can help ensure you’re getting the best deal when borrowing money.
Loan brokers: what do they do? Read More »
There are times in life when you are faced with something unexpected. And sometimes, that unexpected thing comes at a high price…
An emergency fund: how to start one Read More »
Apply in just 2 minutes and have an answer within 1-2 hours*. Once approved, funds are deposited in your account the same day*.
*Subject to responsible lending checks and lending criteria.
1. Loansmart Limited (FSP #7461, trading as Auckland Loans) holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice, and is a member of Financial Services Complaints Ltd, our FSCL Number is 617.
2. It is free to complete an application. A fee to use our service is only applicable when you enter into a loan arranged by us.
3. *Rates of 9.95% are subject to lending criteria and eligibility. 1-hour approval and same-day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. We do not offer “short-term” loans, the terms offered by our providers range from 6 months to 84 months.
4. Annual Percentage Rate (APR): Also known as the ‘comparison rate’, the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees charged by providers). New Zealand law does not require APR disclosure, but doing so can better highlight borrowing costs.
