Auckland Loans

Interest Rates from 8.95%*

Auckland Loans

Personal Loans

Easy Personal Loans at Competitive Rates

Auckland Loans strives to make the lending process as easy and straightforward as possible for our customers. If you need money to pay off other loans, make renovations, or take a well-deserved vacation, we are here to help!

To fit your budget, you can choose weekly, fortnightly, or monthly loan repayment options. Even borrowers with less than ideal credit ratings can find solutions with our experienced lenders.

You can apply online using our easy application form, or contact our friendly team at 0800 323 130 for more information.

Auckland Loans

Emergency Cash Loans

When the unexpected happens, it helps to have a fast, fair and affordable lender you can turn to. We understand that sometimes life isn’t always plain sailing, so if an unexpected situation arises we are normally able to help with most settlements happening the same day*.

Finances are the last thing you need to worry about when an unexpected situation arises. This is why we made it easy for our customers to apply for an emergency loan online.

*Subject to responsible lending checks.

How Much Can I Borrow?

Our online calculators will provide you with an estimate of your borrowing capacity and what your repayments will be.

Using these calculators, you can figure out if a loan fits into your budget and how repayments will affect your monthly expenses. Your actual loan repayments will depend on factors such as your credit history. You can also use our Debt Consolidation Calculator if you have existing loans to see if you can reduce your repayments.

Getting A Loan Approved

Applying for a loan with Auckland Loans is easy.

Simply fill out our online application form and one of our loan consultants will be in touch with you. We keep you fully informed throughout the entire loan process until the funds are deposited into your account. Our experience and knowledge enables us to find you a solution that’s right for you, with payments you can afford.

Upon receiving your application, we will discuss all available loan options with you to find the best fit for your lending needs. We then work as fast as possible to get your loan approved and paid out. Our goal is to secure the best loan for you at the best rate.

Auckland Loans does not offer short-term loans, all of our loans have terms between six and 120 months. 

Our current interest rates range from 8.95% APR (Annual Percentage Rate) to a maximum APR (Annual Percentage Rate) of 29.95%. All rates are fixed for the duration of the loan agreement and are determined by your credit history, the security offered (if any), and your overall credit profile.

Personal Loans for anything…

Anything You Want 🙂

With an Auckland Loans, personal loan just about anything is within your reach.

It might be a new set of wheels, a family holiday, dental bill, vet bill, home renovations, urgent repairs … whatever you need, we can help. With competitive interest rates, flexible terms and payments to suit your budget. You can choose from secured and unsecured loans at an affordable interest rate.

Most applications are processed the same day (Monday to Friday) with many being paid to a bank account within hours.  Apply on a weekend and your application will be processed first thing Monday morning.

Grab a personal loan for:

  • a vehicle purchase (car loans our specialty)
  • holiday loans
  • debt consolidation
  • dental loans – smile 🙂
  • vet bills
  • home renovations
  • home mortgages
  • car repairs
  • etc

Apply online in less than five minutes:

Apply Now

Personal Loans by Auckland Loans
Personal Loans by Auckland Loans

Unsecured personal loans
If you qualify for an unsecured loan with us, you do not need to provide any collateral or security for a loan. Typically, this means that the amount you can borrow is less and the interest rate charged is slighter higher than a secured loan.

Secured personal loans
A secured loan is where you provide security for the loan, like a vehicle. Doing this helps you to borrow a larger amount and reduce the interest rate.

Our current interest rates range from 13.95% APR (Annual Percentage Rate) to a maximum APR (Annual Percentage Rate) of 29.95%. The rate offered will depend upon your credit history, security offered and your overall credit profile, all rates are fixed for the term of the agreement.

A typical* example of a $3,000 loan through Auckland Loans would be as follows:

Loan Amount $3,000
Establishment Fee $295
Weekly Admin Fee $3.46
Payments over 24 months @ 13.95%, $39 per week
Total cost payable over 24 Months $4154.88

*We do not offer short term loans, all Auckland Loans loans are for terms of six months to five years.