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8:00AM to 5:30PM Weekdays

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Our application page is ready for personal loans right now – in fact it’s ready for applications 24/7.

Apply now and our team will be in touch first thing in the morning.

So right now, work out what you need some finance for? Then apply online in less than 5 minutes.

These are typically some of the sorts of things we finance:

  • weddings
  • vehicle loans
  • student loans
  • home improvements
  • property loans (mortgage financing)
  • medical expenses
  • holiday loans
  • moving/relocating loans
  • funerals
  • IRD tax debts
  • paying back friends/family loans
  • pet bills
  • other emergencies
  • small business funding
  • special occasions

And of course our favourite, debt consolidation loans – a must when you want one easy to manage payment each month.

Whatever you need, we’re here to help – apply online and let’s see what we can do for you!

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Ready To Get Started?

Apply in just 2 minutes and have an answer within 1-2 hours*. Once approved, funds are deposited in your account the same day*.

*Subject to responsible lending checks and lending criteria.

Learn More About Us
or Call Us on 0800 255 155
8:00AM to 5:30PM Weekdays
Apply Now
8:00AM to 5:30PM Weekdays
0800 255 155
8:00AM to 5:30PM Weekdays
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Important Information

1. Loansmart Limited (FSP #7461, trading as Auckland Loans) holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice, and is a member of Financial Services Complaints Ltd, our FSCL Number is 617.

2. It is free to complete an application. A fee to use our service is only applicable when you enter into a loan arranged by us.

3. *Rates of 9.95% are subject to lending criteria and eligibility. 1-hour approval and same-day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. We do not offer “short-term” loans, the terms offered by our providers range from 6 months to 84 months.

4. Annual Percentage Rate (APR): Also known as the ‘comparison rate’, the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees charged by providers). New Zealand law does not require APR disclosure, but doing so can better highlight borrowing costs.

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