How Much Can I Borrow

So you may be thinking “how much can I borrow?”

The minimum amount you can borrow from us is $2,000. The maximum amount is dependent on your circumstances and current financial situation.

Whether you’re looking for support to assist you with a much needed holiday, buy a new car, financing a wedding, or a way to repay your credit cards, our options are more than suitable for a wide range of budgets.

Online applications take around five minutes to complete and funds can be in a bank account withing hours of an application being accepted.

We offer flexible terms and tailored interest rates tailored to suit you.

All you have to do is decide how much you need (use our calculators) and apply online.

Use the funds for:

  • a vehicle purchase (car loans are one of our specialty services)
  • holiday loans, big OE, or over the ditch
  • debt consolidation loans
  • dental loans – smile 🙂
  • vet  or dental bills
  • bond, moving loans
  • home renovations and DIY loans
  • home mortgages
  • car or other repairs
  • etc

Apply online in less than five minutes:

Apply Now

Unsecured personal loans
If you qualify for an unsecured loan with us, you do not need to provide any collateral or security for a loan. Typically, this means that the amount you can borrow is less and the interest rate charged is slighter higher than a secured loan.

Secured personal loans
A secured loan is where you provide security for the loan, like a vehicle. Doing this helps you to borrow a larger amount and reduce the interest rate.

Our current interest rates range from 13.95% APR (Annual Percentage Rate) to a maximum APR (Annual Percentage Rate) of 29.95%. The rate offered will depend upon your credit history, security offered and your overall credit profile, all rates are fixed for the term of the agreement.

A typical example of a $3,000 loan through Auckland Loans would be as follows:

Loan Amount $3,000
Establishment Fee $295
Weekly Admin Fee $3.46
Payments over 24 months @ 13.95%, $39 per week
Total cost payable over 24 Months $4154.88

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