So you may be thinking “how much can I borrow?”

The minimum amount you can borrow from us is $2,000. The maximum amount is dependent on your circumstances and current financial situation.

Whether you’re looking for support to assist you with a much needed holiday, buy a new car, financing a wedding, or a way to repay your credit cards, our options are more than suitable for a wide range of budgets.

Online applications take around five minutes to complete and funds can be in a bank account withing hours of an application being accepted.

We offer flexible terms and a tailored interest rates tailored to suit you.

All you have to do is decide how much you need (use our calculators) and apply online.

Use the funds for:

  • a vehicle purchase (car loans are on of our specialty services)
  • holiday loans, big OE or over the ditch
  • debt consolidation loans
  • dental loans – smile 🙂
  • vet  or dental bills
  • bond, moving loans
  • home renovations and DIY loans
  • home mortgages
  • car or other repairs
  • etc

Apply online in less than five minutes:

Apply Now

How much can I borrow?
How much can I borrow?


Unsecured personal loans
If you qualify for an unsecured loan with us, you do not need to provide any collateral or security for a loan. Typically, this means that the amount you can borrow is less and the interest rate charged is slighter higher than a secured loan.

Secured personal loans
A secured loan is where you provide security for the loan, like a vehicle. Doing this helps you to borrow a larger amount and reduce the interest rate.

Our current interest rates range from 13.95% APR (Annual Percentage Rate) to a maximum APR (Annual Percentage Rate) of 29.95%. The rate offered will depend upon your credit history, security offered and your overall credit profile, all rates are fixed for the term of the agreement.

A typical example of a $3,000 loan through Auckland Loans would be as follows:

Loan Amount $3,000
Establishment Fee $295
Weekly Admin Fee $3.46
Payments over 24 months @ 13.95%, $39 per week
Total cost payable over 24 Months $4154.88