For personal loans at great rates – just apply online.
- Car loans
- Holiday loans
- Emergency loans – vet bills, dental bills
- Home improvement loans
- Funeral loans
- Student course loans
- Debt consolidation loans
At Auckland Loans all we do is personal loan finance.
Our team of expert finance consultants will manage your application quickly and professionally. If approved you could have the funds in your account within an hour (depending on your bank).
All you have to do is simply apply online – takes around five minutes.
“Auckland loans are fantastic to deal with, if you need hassle free finance, they are the best!” – Sylvia. G
How much will the interest rate be?
That all depends on your overall circumstances if you’ve got good credit your rate will be lower than someone with good credit for example.
Is this fully online?
The online application process is, but of course, a human does get involved at our end, call us old-fashioned. You’ll be assigned your very own consultant who will go through your loan application with you and obtain your ID and other information. You can also email your last two months bank statements if you have them, alternatively, we can send you a link to download and send your statements directly to us.
Who will see my application?
We treat your application confidentially and the only people who will see your application are Auckland Loans (Loansmart Limited) and any Finance Company that we send it to. All applications that do not proceed are securely destroyed.
Unsecured personal loans
If you qualify for an unsecured loan with us, you do not need to provide any collateral or security for a loan. Typically, this means that the amount you can borrow is less and the interest rate charged is slighter higher than a secured loan.
Secured personal loans
A secured loan is where you provide security for the loan, like a vehicle. Doing this helps you to borrow a larger amount and reduce the interest rate.
Our current interest rates range from 13.95% APR (Annual Percentage Rate) to a maximum APR (Annual Percentage Rate) of 29.95%. The rate offered will depend upon your credit history, security offered and your overall credit profile, all rates are fixed for the term of the agreement.
A typical example of a $3,000 loan through Auckland Loans would be as follows:
Loan Amount $3,000
Establishment Fee $295
Weekly Admin Fee $3.46
Payments over 24 months @ 13.95%, $39 per week
Total cost payable over 24 Months $4154.88