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budgeting

6 Key Categories Missing from your Budget

Building a budget is an involved process and it’s easy to forget a few dollars here and there even if you’ve done it dozens of times before.

6 Key Categories Missing from your Budget Read More »

How families can thrive on a single income budget

Uncategorized / @digitalstream

Did you know? There are over 200,000 single-parent families in New Zealand, and many more with a stay-at-home parent – plenty are living on a single income! Whether this is just for now or for the long-term, it can be difficult to manage your finances to help your family thrive. But with careful planning and

How families can thrive on a single income budget Read More »

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Apply in just 2 minutes and have an answer within 1-2 hours*. Once approved, funds are deposited in your account the same day*.

*Subject to responsible lending checks and lending criteria.

or Call Us on 0800 255 155

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Important Information

1. Loansmart Limited (FSP #7461, trading as Auckland Loans) holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice, and is a member of Financial Services Complaints Ltd, our FSCL Number is 617.

2. It is free to complete an application. A fee to use our service is only applicable when you enter into a loan arranged by us.

3. *Rates of 9.95% are subject to lending criteria and eligibility. 1-hour approval and same-day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. We do not offer “short-term” loans, the terms offered by our providers range from 6 months to 84 months.

4. Annual Percentage Rate (APR): Also known as the ‘comparison rate’, the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees charged by providers). New Zealand law does not require APR disclosure, but doing so can better highlight borrowing costs.

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