Friendly, Fast and Efficient
- Our online application form usually takes between 3 to 5 minutes to complete
- We respond instantly on a business day, letting you know if we can help you
- From there we assign a lender to work with you to produce an offer with a complete picture of your loan – all obligation free
- If you accept it, you could have the money in your account within hours
When it comes to personal loans, we tailor your loan rate specifically to you by looking at your personal information, credit history and how much you want to borrow.
A few minutes is all you need to complete the loan application. One of our loan consultants will be in touch once we have received your application. If at any point you need assistance, don’t hesitate to give us a ring on 0800 323 130.
Grab a personal loan for:
- a vehicle purchase (car loans our specialty)
- holiday loans
- debt consolidation
- dental loans – smile 🙂
- vet bills
- home renovations
- home mortgages
- car repairs
Payments the Easy Way
Flexible loan repayments on your terms – when you take out a personal loan with Auckland Loans you can pay it back in a way that best suits your financial situation and budget. Choose from weekly, fortnightly or monthly repayments over a period of six months to five years.
Unsecured personal loans
If you qualify for an unsecured loan with us, you do not need to provide any collateral or security for a loan. Typically, this means that the amount you can borrow is less and the interest rate charged is slighter higher than a secured loan.
Secured personal loans
A secured loan is where you provide security for the loan, like a vehicle. Doing this helps you to borrow a larger amount and reduce the interest rate.
Our current interest rates range from 13.95% APR (Annual Percentage Rate) to a maximum APR (Annual Percentage Rate) of 29.95%. The rate offered will depend upon your credit history, security offered and your overall credit profile, all rates are fixed for the term of the agreement.
A typical example of a $3,000 loan through Auckland Loans would be as follows:
Loan Amount $3,000
Establishment Fee $295
Weekly Admin Fee $3.46
Payments over 24 months @ 13.95%, $39 per week
Total cost payable over 24 Months $4154.88