Emergency Finance

Something unexpected happened?

Our emergency finance loans will sort it!

We have emergency finance loans for those events that weren’t planned for.

  • funeral costs
  • vet bills
  • dental bills
  • car repair bills
  • flat bonds
  • etc

We’re here to help.

If you don’t have an emergency finance fund or enough savings to cover the unexpected then an emergency loan from Auckland Loans is the answer.

Talk to us today and we’ll find the right finance solution tailored to you.

Click the Apply Now button to get started – takes around five minutes.

If approved the funds could be in your account in just a few hours.

Apply Now

Unsecured personal loans
If you qualify for an unsecured loan with us, you do not need to provide any collateral or security for a loan. Typically, this means that the amount you can borrow is less and the interest rate charged is slighter higher than a secured loan.

Secured personal loans
A secured loan is where you provide security for the loan, like a vehicle. Doing this helps you to borrow a larger amount and reduce the interest rate.

Our current interest rates range from 13.95% APR (Annual Percentage Rate) to a maximum APR (Annual Percentage Rate) of 29.95%. The rate offered will depend upon your credit history, security offered and your overall credit profile, all rates are fixed for the term of the agreement.

A typical example of a $3,000 loan through Auckland Loans would be as follows:

Loan Amount $3,000
Establishment Fee $295
Weekly Admin Fee $3.46
Payments over 24 months @ 13.95%, $39 per week
Total cost payable over 24 Months $4154.88

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When you’re in a tight spot and urgently need cash, the last thing you need is to wait for your loan to be approved.