Do you need a holiday loan?

Are you planning a trip this summer? Do you have something extra special on your wish list? Don’t wait till the last minute to get the cash to finance it.

With our holiday and Christmas loans, you can finance your dreams affordably. We understand that you may need a little extra cash to tick off your Christmas wishlist.

Our goal is to make the process simple and hassle-free for you. With Auckland Loans, you can expect:

  • Competitive rates starting at 9.95%*
  • Same-day approval and payout*
  • Flexible repayment options ranging from 6 to 84 months
  • Up to $50,000* with an Unsecured Loan
  • Higher borrowing capacity with a Secured Loan (Property and/or Vehicles)
  • Simple 3-minute online application process

We also understand the excitement that comes with planning a holiday, and our loan experts are here to make it happen. Since 2008, we have been helping thousands of Kiwis achieve their holiday and Christmas dreams. We’d love to help you too.

Keep your lending costs low

Let’s face it, Christmas can be a joyful time, but it can also be stressful financially. So how do you enjoy the season without adding to your burden? Here’s where we come in.

If you already have loans, we look at your entire lending situation to try and find a better deal for you. If we can find a way to lower your repayments, we’ll let you know. We put your application out to our network of low-cost lenders. With one application, you can get multiple loan options. Plus, you only have one credit check (lots of credit checks can lower your score).

On the Naughty List?

Let’s see if we can give you a second chance. We’re different from other loan companies because we put people’s financial well-being first by providing fair, affordable loans.

Lending isn’t just about numbers to us – it’s about people. We’re interested in your story, how you got into this situation and how we can help you improve your credit score.

At Auckland Loans, we believe that everyone deserves fair and affordable loans.

Take the stress out of Christmas and make this holiday season unforgettable with Auckland Loans.

Get A Free Loans Assessment

Already have existing loans? Don’t worry, we can offer you a free loan assessment. Our goal is to make your repayments more manageable and provide you with the extra cash you need.

Many of our clients come to us after experiencing rejection from other lenders. By making your current repayments more affordable, we can help you achieve your financial goals.

With Auckland Loans, your holiday and Christmas dreams are within reach. Experience the difference today!

Holiday and Travel Loans FAQ

It is a type of personal loan that enables you to finance your dream vacation or other leisure activities. Travel loans, also known as holiday loans, cover travel expenses, such as flights, hotels, car rentals, and entertainment. Also, you can get Christmas loans to get you through the holiday season.

By taking out a holiday or travel loan, you can enjoy your trip without worrying about how you will pay for it. Accommodations, food, entertainment, and transportation can all be paid for with the loan funds.

Applying for a holiday loan through Auckland Loans couldn’t be easier with our simple 3-minute online application process. Just give us some basic details and we’ll be in touch with you to go over your application and get you the best deal. We put your application in front of multiple lenders and give you options so you can choose the best loan for you.

It is possible to get a loan the same day you apply. We process loans on a first come, first serve basis, so the earlier in the day you apply, the better your chances of being approved that day. Once you’re approved, the money could be in your account that same day, or the next day. All applications are subject to responsible lending checks.

Our rates for holiday, travel and Christmas loans are the same as for our personal loans: they start at 9.95%. The rate you get depends on things like your credit history, disposable income and how many other loans you have.

The chances of your loan being approved are reasonable if you have a stable income and can afford your repayments. You may still be able to get a quick travel loan even if you have a poor credit history. Your personal circumstances are taken into account, and we try to understand why you defaulted on the payment. We are interested in your story, and don’t make decisions based on numbers alone.

If you can provide a reasonable explanation, and you have a better chance of meeting your monthly payments, why shouldn't you be given a second chance? We may offer you a secured holiday or travel loan if you don't quite meet our normal lending criteria. In this case, we will require some form of security. Many times, however, we approve unsecured travel loans.

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