Managing debts shouldn’t feel like a juggling act. Are multiple due dates, high-interest rates, and financial stress taking a toll on your finances? Then this may be the perfect solution for you.
At Auckland Loans, we specialise in helping Aucklanders combine their loans and credit card balances into one manageable debt. With local expertise and genuine care for our clients, we’re here to make your financial life easier and save you money.
Why Choose Auckland Loans?
Local Team, Local Solutions
We’re proud to be Auckland’s local lender. Our team is based right here in Auckland, meaning we truly understand the financial challenges our community faces. When you work with Auckland Loans, you’re not just a number—you’re working with locals who genuinely care.
Auckland is Expensive – Make Every Dollar Count
Living in one of New Zealand’s priciest cities means Aucklanders need to budget carefully. Unfortunately, we see plenty of people paying more interest on loans and credit cards than they need to. Don’t throw money away—our debt consolidation loans could save you more than you imagine.
Specialists in Debt Consolidation
We know how overwhelming multiple loans can be. That’s why we focus on consolidating your debts into one manageable loan, offering lower interest rates, flexible terms, and significant savings.
How Do We Do It?
We put your application to 10 low cost lenders, and each one offers their best solution. We then discuss these options with you. Our job isn’t just to provide loans, but to help you figure out what works best for you.
What is Debt Consolidation?
Debt consolidation is a way to bring all your debts together into one new loan. This includes credit cards, personal loans, car loans, overdue bills, and more. Instead of managing multiple repayments with varying interest rates, you get one single loan that’s easy to manage—saving you time and, more importantly, money.
Not to mention, simplifying your finances can improve your credit score, reduce stress, and help you focus on your financial goals—a win-win.
How Debt Consolidation Saves You Money
- Lower Interest Rates: Instead of juggling high-interest debts, consolidate them into a single loan with a better rate than you were paying before*.
- Reduced Monthly Payments: Spreading your repayments over a manageable term lowers your monthly costs, freeing up your budget for life’s priorities.
- One Easy Payment: Say goodbye to multiple deadlines and hello to one straightforward repayment plan.
Think of your consolidated loan as a financial refresh—simpler, cheaper, and more effective.
*Subject to responsible lending checks and criteria.
Carol’s Story – Real Savings, Real Impact
Meet Carol, a pensioner from Auckland. Struggling with living expenses, Carol was burdened by her GEM Visa credit card’s hefty 29.95% interest rate. She approached Auckland Loans to explore debt consolidation, and here’s what happened:
- We paid off her high-interest credit cards.
- Carol received a new loan at just 18.95% interest, significantly slashing her monthly debt repayments.
- Our friendly team supported her through the process, helping her every step of the way.
Carol shared her experience, saying, “Thanks heaps for your help with this. Times are pretty tough at the mo. It’s great not having to pay 29% interest anymore. I will definitely recommend you.” Just like Carol, you don’t have to carry your financial burdens alone. We’re here to help you regain control.
Why Auckland Loans is Different
- Flexible Loan Options: Borrow up to $75,000 for unsecured loans or $150,000 for secured loans, sometimes more.
- Fast Approvals: Apply today and potentially get approved with a same-day payout*.
- Outstanding Interest Rates: Enjoy competitively low rates tailored to your financial situation.
- Community Care: We’re not just here to lend; we’re here to support Aucklanders on their financial journeys.
Need further assistance? Use our online loan calculator to explore repayment options or get in touch with our friendly lending specialists today.
*Subject to responsible lending checks and criteria.
FAQ
Getting a debt consolidation loan with Auckland Loans couldn’t be simpler. Just apply using our quick 2-minute application form and we’ll be in touch to get some more details from you. We’ll get straight to work finding you a great deal through our network of fantastic low-cost lenders. If you have enough regular income to cover your loan repayments, there’s a good chance of getting loan approval.
Debt consolidation helps reduce credit card payments by combining multiple debts into one loan or payment plan. It often comes with a lower interest rate, saving you money and lowering monthly payments. Instead of managing several balances with different due dates, consolidation simplifies your finances.
We work with customers with poor credit history to find positive solutions for them. Even if you have bad credit, as long as you earn enough income to cover your payments, we can often get loan approval. Have a chat with our friendly loan advisors today and discuss your situation to find out how we can help.
It’s quite possible. Many of our borrowers get extra cash and lower their payments at the same time. Our goal is to make your debt serviceable, so we can restructure your loans so that you have more left over at the end of the week. In our role as Financial Advisors, we will never place you in a position that is detrimental to your well-being.
