Debt Worry, by Debt Traps Did you sign up for one of those, ‘great at the time‘, credit facilities, branded with a diamond-like emblem or the other, with a quirky letter of the alphabet in front? We can’t mention names – they don’t like us helping their clients pay off those high-interest debt traps they […]
Debt Traps – Credit Cards, Charge Cards Read More »
Some Good Banking Advice Have you ever wondered why banks are so keen to make sure you’ve got a credit card as well as traditional transactions/savings accounts and the like? Then there is insurance, they love selling customers that as well. The more products you have with them the better. WARNING – be mindful of
DON’T bank where you’ve got debts Read More »
So your little darlings have either gone back or are just about to go back to school. Back to school time can be quite expensive on the budget for books, uniforms and devices. We know following the expense of the holidays and then been faced with school costs that you are probably tapped out. If
Back to School – Catch up loans Read More »
Apply in just 2 minutes and have an answer within 1-2 hours*. Once approved, funds are deposited in your account the same day*.
*Subject to responsible lending checks and lending criteria.
1. Loansmart Limited (FSP #7461, trading as Auckland Loans) holds a Full Class 2 Financial Advice Provider Licence issued by the Financial Markets Authority to provide financial advice, and is a member of Financial Services Complaints Ltd, our FSCL Number is 617.
2. It is free to complete an application. A fee to use our service is only applicable when you enter into a loan arranged by us.
3. *Rates of 9.95% are subject to lending criteria and eligibility. 1-hour approval and same-day payout subject to the applicant meeting our lending criteria and supplying all the information we need to process their application. We do not offer “short-term” loans, the terms offered by our providers range from 6 months to 84 months.
4. Annual Percentage Rate (APR): Also known as the ‘comparison rate’, the APR is calculated by adding together the AIR plus any additional fees that may apply (like establishment fees charged by providers). New Zealand law does not require APR disclosure, but doing so can better highlight borrowing costs.
